Merchant Codes Can Save Lives Act

119 HR 7133 IH: Merchant Codes Can Save Lives Act U.S. House of Representatives 2026-01-16 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 2d Session H. R. 7133 IN THE HOUSE OF REPRESENTATIVES January 16, 2026 Mr. Frost introduced the following bill; which was referred to the Committee on Financial Services A BILL To prohibit States from prohibiting or otherwise deterring the usage of any merchant category code established by the International Organization for Standardization, including codes that identify firearm merchants and ammunition merchants. 1. Short title This Act may be cited as the Merchant Codes Can Save Lives Act . 2. Preemption relating to merchant category codes Section 5313 of title 31, United States Code, is amended by inserting after subsection (g) the following: (h) Merchant category code usage (1) In general No State may prohibit or otherwise deter the usage of any merchant category code established by the International Organization for Standardization for identifying firearm merchants or payment card transactions involving the purchase of a firearm, firearm ammunition, ammunition components for use with firearms, or firearm accessories. (2) Enforcement The Attorney General may bring a civil action in the appropriate district court to enforce this subsection. .